Retirement Planning

There are numerous ways in which you can save for your retirement: ISAs, annuities or property etc.

Retirement Planning

Planning for retirement is something that many people decide to put off until later and then realise that time has gone by and they haven’t made the arrangements that they needed to put in place. Don’t make this mistake. The earlier you begin to plan for retirement, the more comfortable you will be in your twilight years. There is a level of reassurance and peace of mind in knowing that your later years will be well provided for, no matter what happens.

Retirement should be a golden time when you lay down the burdens of working life and enjoy the hard-won fruits of your labours. Planning early for your retirement will help you enjoy this peaceful time to the full, surrounded by your loved ones.

Wealth Planning

With careful planning, we will ensure you can enjoy your retirement and protect your wealth for future generations to enjoy. Inheritance tax is payable in the UK on estates worth more than £325,000 and is applied at a rate of 40%, though it is only the portion of the estate that is over this value that the tax is levied on. It can be worthwhile looking at your property portfolio ahead of time and thinking about some of the ways to reduce your liability. 

There are several options for limiting tax liabilities concerning the transfer of property to family members, including a “family trust”. This is a way of administering the ownership of a property or multiple properties to benefit a family and is often used when a family member is incapacitated to look after their financial affairs appropriately.

Retirement Planning Made Easy

We can sit down and discuss a vast range of options, and there’s no time like the present to start making those plans now. You can re-assess them as your needs change in the coming years. The most important thing is to consider retirement far ahead of time and plan appropriately.

At Lawrence Grant, we understand your needs and are here to help. Talking about pensions can feel daunting, but we have you covered. Our team are experts in retirement planning and will provide you with the best solutions for your personal situation.

Contact us and get started today, either via telephone on +44 (0)20 8861 7575 or by email on

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